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What is a Pre-Qualification?
This is a document created by a bond consultant stipulating the amount you would likely qualify for based on your income and expenses provided to the bond consultant as well as your credit score after obtaining a credit report.
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Why Is Pre-Qualification a good option as the first step?
The bond consultant will assess your income and expenses and obtain a credit check on your behalf to provide you with the approximate amount you would likely qualify for. This helps you to make the process of purchasing a property which you can afford quicker.
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Which banks do you work with?
Absa - Standard Bank - Nedbank - FNB - Rand Merchant Bank ( RMB ) - Housing Investment Partners - Investec - Ithala - Sentinel Homes
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Can I apply for a home loan with a relative?
Yes,you can apply for a home loan with anyone.
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What is the cost to me to apply for a home loan?
Pre-qualifications as well as bond applications are free of charge at Bond Perfect.
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Why would it be beneficial for me to make use of a bond originator?
The bond consultant has many options, the expert knowledge and access to all the banks and therefore can negotiate the best deal for you.
